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What is Freight, Demurrage and Defence (FD&D) cover?

MCA Oral Exam Questions
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A separate class of insurance cover offered by the P&I clubs against the costs of legal representation in the collection of freight or demurrage, or in the defence of claims by consignees, charterers, etc., and in connection with disputes with parties such as bunker suppliers, repairers, ship suppliers, etc. Not all shipowners require FD&D cover as well as P&I cover.

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